/* NestMoney Simulator — Styles
   Generated from monolithic file, v12 — restructured 2026-05-16
 */

:root {
  --bg: #FDF9F4;
  --bg-soft: #F5EDE2;
  --ink: #2A2520;
  --ink-soft: #6B6259;
  --ink-faint: #9A9088;
  --accent: #C2785A;
  --accent-deep: #9C5A40;
  --line: #E8DECF;
  --card: #FEFAF6;

  --color-1: #C2785A;
  --color-2: #2A5D78;
  --color-3: #7B8B3D;
  --color-4: #9C5A40;

  --font-display: 'Cormorant Garamond', Georgia, serif;
  --font-body: 'Inter', -apple-system, BlinkMacSystemFont, sans-serif;
}

* { box-sizing: border-box; margin: 0; padding: 0; }

body {
  font-family: var(--font-body);
  background: var(--bg);
  color: var(--ink);
  font-size: 14px;
  line-height: 1.5;
  -webkit-font-smoothing: antialiased;
  padding: 40px 32px 80px;
  max-width: 1400px;
  margin: 0 auto;
}

header {
  margin-bottom: 32px;
  padding-bottom: 20px;
  border-bottom: 1px solid var(--line);
}

h1 {
  font-family: var(--font-display);
  font-size: 36px;
  font-weight: 600;
  letter-spacing: -0.015em;
  color: var(--ink);
  margin-bottom: 6px;
}

.subtitle {
  font-family: var(--font-display);
  font-style: italic;
  font-size: 17px;
  color: var(--ink-soft);
}

.layout {
  display: grid;
  grid-template-columns: 380px 1fr;
  gap: 32px;
  align-items: start;
}

@media (max-width: 1024px) {
  .layout { grid-template-columns: 1fr; }
}

.panel {
  background: var(--card);
  border: 1px solid var(--line);
  border-radius: 4px;
  padding: 24px;
}

.panel h2 {
  font-family: var(--font-display);
  font-size: 22px;
  font-weight: 600;
  margin-bottom: 16px;
}

.panel h3 {
  font-family: var(--font-body);
  font-size: 11px;
  font-weight: 600;
  letter-spacing: 0.12em;
  text-transform: uppercase;
  color: var(--accent);
  margin-bottom: 10px;
  margin-top: 18px;
}
.panel h3:first-of-type { margin-top: 0; }

label {
  display: block;
  font-size: 12px;
  color: var(--ink-soft);
  margin-bottom: 4px;
  font-weight: 500;
}

input[type="number"], input[type="date"], select {
  width: 100%;
  padding: 8px 10px;
  border: 1px solid var(--line);
  border-radius: 3px;
  background: var(--bg);
  font-family: var(--font-body);
  font-size: 13px;
  color: var(--ink);
}

input[type="number"]:focus, input[type="date"]:focus, select:focus {
  outline: none;
  border-color: var(--accent);
}

.row { display: grid; grid-template-columns: 1fr 1fr; gap: 10px; margin-bottom: 8px; }
.row-3 { display: grid; grid-template-columns: minmax(0, 2fr) 0.7fr 0.8fr auto; gap: 8px; margin-bottom: 6px; align-items: center; }

button {
  font-family: var(--font-body);
  font-size: 13px;
  font-weight: 500;
  padding: 10px 16px;
  border: 1px solid var(--accent);
  background: var(--accent);
  color: var(--bg);
  border-radius: 3px;
  cursor: pointer;
  transition: all 0.15s;
}
button:hover { background: var(--accent-deep); }

button.secondary {
  background: transparent;
  color: var(--accent);
}
button.secondary:hover { background: var(--bg-soft); }

.btn-row { display: flex; gap: 8px; margin-top: 16px; }

.strategy-block {
  border-left: 3px solid var(--color-1);
  padding: 12px;
  margin-bottom: 12px;
  background: var(--bg);
  border-radius: 0 3px 3px 0;
}
.strategy-block.s2 { border-left-color: var(--color-2); }
.strategy-block.s3 { border-left-color: var(--color-3); }
.strategy-block.s4 { border-left-color: var(--color-4); }

.strategy-header {
  display: flex;
  justify-content: space-between;
  align-items: center;
  margin-bottom: 10px;
  gap: 10px;
}

.strategy-name {
  font-weight: 600;
  font-size: 14px;
  color: var(--color-1);
}
.strategy-block.s2 .strategy-name { color: var(--color-2); }
.strategy-block.s3 .strategy-name { color: var(--color-3); }
.strategy-block.s4 .strategy-name { color: var(--color-4); }

.strategy-description {
  font-size: 11px;
  color: var(--ink-faint);
  line-height: 1.35;
  margin-top: 2px;
}

.strategy-section-label,
.strategy-block .allocations-section-title,
.strategy-block .add-allocation {
  color: var(--color-1);
}
.strategy-block.s2 .strategy-section-label,
.strategy-block.s2 .allocations-section-title,
.strategy-block.s2 .add-allocation {
  color: var(--color-2);
}
.strategy-block.s3 .strategy-section-label,
.strategy-block.s3 .allocations-section-title,
.strategy-block.s3 .add-allocation {
  color: var(--color-3);
}
.strategy-block.s4 .strategy-section-label,
.strategy-block.s4 .allocations-section-title,
.strategy-block.s4 .add-allocation {
  color: var(--color-4);
}

.strategy-section-label {
  font-size: 11px;
  font-weight: 600;
  text-transform: uppercase;
  letter-spacing: 0.08em;
  margin-bottom: 6px;
  display: block;
}

.strategy-header-actions {
  display: flex;
  align-items: center;
  gap: 6px;
}

.strategy-expand-btn {
  background: transparent;
  border: 1px solid var(--line);
  color: var(--color-1);
  padding: 4px 8px;
  font-size: 11px;
  font-weight: 600;
}
.strategy-block.s2 .strategy-expand-btn { color: var(--color-2); }
.strategy-block.s3 .strategy-expand-btn { color: var(--color-3); }
.strategy-block.s4 .strategy-expand-btn { color: var(--color-4); }
.strategy-expand-btn:hover {
  background: var(--bg-soft);
}

.strategy-body.collapsed {
  display: none;
}

.remove-btn {
  background: transparent;
  border: none;
  color: var(--ink-faint);
  cursor: pointer;
  padding: 0 6px;
  font-size: 16px;
}
.remove-btn:hover { color: var(--accent-deep); background: transparent; }

.allocations { margin-top: 14px; }
.allocations-section-title {
  font-size: 11px;
  font-weight: 600;
  text-transform: uppercase;
  letter-spacing: 0.08em;
  color: var(--accent);
  margin-bottom: 8px;
}

.allocation-total {
  font-size: 11px;
  color: var(--ink-faint);
  text-align: right;
  margin-top: 4px;
}
.allocation-total.invalid { color: var(--accent-deep); font-weight: 600; }

select.compact { padding: 4px 6px; font-size: 12px; max-height: 240px; }
select.provider-select { max-height: 280px; }
input.compact { padding: 4px 6px; font-size: 12px; }

.add-allocation {
  font-size: 11px;
  color: var(--accent);
  cursor: pointer;
  margin-top: 4px;
  background: none;
  border: none;
  padding: 2px 0;
}

.results-area { display: flex; flex-direction: column; gap: 24px; }

.kpis {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(180px, 1fr));
  gap: 12px;
}

.kpi-card {
  background: var(--card);
  border: 1px solid var(--line);
  border-left: 3px solid var(--color-1);
  border-radius: 4px;
  padding: 14px 16px;
}
.kpi-card.s2 { border-left-color: var(--color-2); }
.kpi-card.s3 { border-left-color: var(--color-3); }
.kpi-card.s4 { border-left-color: var(--color-4); }

.kpi-title {
  font-size: 11px;
  font-weight: 600;
  letter-spacing: 0.05em;
  text-transform: uppercase;
  color: var(--ink-soft);
  margin-bottom: 8px;
}

.kpi-row {
  display: grid;
  grid-template-columns: 1fr auto;
  gap: 4px;
  font-size: 12px;
  margin-bottom: 3px;
}
.kpi-label { color: var(--ink-faint); }
.kpi-value { font-weight: 600; color: var(--ink); text-align: right; }
.kpi-value.gain-pos { color: #4a7c3a; }
.kpi-value.gain-neg { color: #9c4040; }

.chart-card {
  background: var(--card);
  border: 1px solid var(--line);
  border-radius: 4px;
  padding: 20px;
}

.chart-title {
  font-family: var(--font-display);
  font-size: 20px;
  font-weight: 600;
  margin-bottom: 4px;
}

.chart-subtitle {
  font-family: var(--font-display);
  font-style: italic;
  font-size: 13px;
  color: var(--ink-soft);
  margin-bottom: 16px;
}

.chart-wrap { position: relative; height: 360px; }
.chart-wrap.stress { height: 320px; }

.empty-state {
  text-align: center;
  padding: 60px 20px;
  color: var(--ink-faint);
  font-family: var(--font-display);
  font-style: italic;
  font-size: 18px;
}

.disclaimer {
  margin-top: 32px;
  padding: 16px;
  background: var(--bg-soft);
  border-radius: 4px;
  font-size: 12px;
  color: var(--ink-soft);
  font-style: italic;
  line-height: 1.5;
}

.legal-banner {
  margin: 16px 0 24px;
  padding: 16px 20px;
  background: #FFF8E8;
  border: 1px solid #E8C892;
  border-left: 3px solid #B88A3A;
  border-radius: 4px;
  font-size: 13px;
  color: #5C4828;
  line-height: 1.6;
}
.legal-banner strong {
  display: block;
  margin-bottom: 6px;
  font-size: 12px;
  font-weight: 600;
  text-transform: uppercase;
  letter-spacing: 0.08em;
  color: #7C5820;
}

.legal-footer {
  margin-top: 48px;
  padding: 20px 0 8px;
  border-top: 1px solid var(--line);
  font-size: 11px;
  color: var(--ink-faint);
  text-align: center;
  line-height: 1.6;
  font-style: italic;
}

.methodology {
  margin-top: 16px;
  font-size: 11px;
  color: var(--ink-faint);
}
.methodology summary { cursor: pointer; }
.methodology p { margin-top: 8px; line-height: 1.5; }

/* Tableaux de sous-performance */
.proba-table {
  width: 100%;
  border-collapse: collapse;
  font-size: 13px;
}
.proba-table th,
.proba-table td {
  padding: 10px 12px;
  text-align: center;
  border-bottom: 1px solid var(--line);
}
.proba-table th {
  font-family: var(--font-body);
  font-weight: 600;
  font-size: 11px;
  text-transform: uppercase;
  letter-spacing: 0.05em;
  color: var(--ink-soft);
  background: var(--bg);
}
.proba-table th:first-child,
.proba-table td:first-child {
  text-align: left;
  font-weight: 600;
}
.proba-table tr:last-child td { border-bottom: none; }
.proba-table td .cell {
  display: inline-block;
  padding: 4px 10px;
  border-radius: 3px;
  font-weight: 600;
  min-width: 56px;
}
.proba-cell-zero { background: #E8F0E2; color: #4a7c3a; }
.proba-cell-low { background: #F0EDD8; color: #8A7D2E; }
.proba-cell-med { background: #F5E4D4; color: #9C5A40; }
.proba-cell-high { background: #EBD0C5; color: #7E3520; }
.proba-cell-na { color: var(--ink-faint); font-style: italic; font-weight: 400; }
.proba-note {
  font-size: 11px;
  color: var(--ink-faint);
  margin-top: 12px;
  font-style: italic;
}

/* Bloc enveloppe & fournisseur (affiché avant le choix des supports) */
.envelope-block {
  margin-top: 12px;
  padding-bottom: 12px;
  border-bottom: 1px solid var(--line);
}

.envelope-radios {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 4px;
  margin-bottom: 6px;
}
.envelope-radios label {
  display: flex;
  align-items: center;
  gap: 4px;
  padding: 4px 6px;
  font-size: 12px;
  cursor: pointer;
  color: var(--ink-soft);
  margin: 0;
}
.envelope-radios input[type="radio"] { margin: 0; }

.fees-toggle {
  cursor: pointer;
  font-size: 11px;
  font-weight: 500;
  color: var(--ink-soft);
  background: var(--bg-soft);
  border: 1px solid var(--line);
  border-radius: 4px;
  padding: 7px 10px;
  margin-top: 8px;
  display: block;
  width: 100%;
  text-align: left;
  transition: background 0.15s ease, border-color 0.15s ease;
}
.fees-toggle:hover {
  color: var(--accent);
  border-color: var(--accent);
  background: var(--card);
}

.fees-detail {
  margin-top: 8px;
  padding: 8px;
  background: var(--bg);
  border-radius: 3px;
  display: none;
}
.fees-detail.open { display: block; }
.fees-detail label {
  font-size: 11px;
  color: var(--ink-faint);
  margin-bottom: 2px;
}
.fees-detail input {
  font-size: 12px;
  padding: 4px 6px;
}

select.compact option.ineligible-ghost {
  color: var(--ink-faint);
  font-style: italic;
}

.cost-subblock {
  margin-top: 10px;
  padding-top: 10px;
  border-top: 1px dashed var(--line);
}
.cost-subblock:first-child { margin-top: 0; padding-top: 0; border-top: none; }
.cost-subblock h4 {
  font-size: 10px;
  font-weight: 600;
  text-transform: uppercase;
  letter-spacing: 0.1em;
  color: var(--accent);
  margin-bottom: 6px;
}
.cost-regime {
  font-size: 11px;
  color: var(--ink-soft);
  margin-bottom: 6px;
  line-height: 1.45;
}
.cost-lines {
  list-style: none;
  font-size: 11px;
  color: var(--ink-soft);
}
.cost-lines li {
  display: flex;
  justify-content: space-between;
  gap: 8px;
  padding: 2px 0;
}
.cost-lines li span:last-child { font-weight: 600; color: var(--ink); white-space: nowrap; }
.cost-hint {
  font-size: 10px;
  color: var(--ink-faint);
  font-style: italic;
  margin-top: 6px;
  line-height: 1.45;
}
.kpi-breakdown {
  margin-top: 10px;
  padding-top: 10px;
  border-top: 1px solid var(--line);
}
.kpi-breakdown-title {
  font-size: 10px;
  font-weight: 600;
  text-transform: uppercase;
  letter-spacing: 0.08em;
  color: var(--accent);
  margin-bottom: 6px;
}
.kpi-breakdown .kpi-row { font-size: 11px; }
.kpi-breakdown .kpi-label { font-size: 10px; }

/* KPI — frais / fiscalité repliables */
.kpi-cost-block {
  margin-top: 8px;
}
.kpi-detail-toggle {
  display: flex;
  align-items: center;
  width: 100%;
  text-align: left;
  cursor: pointer;
  font-size: 11px;
  font-weight: 500;
  color: var(--ink-soft);
  background: var(--bg-soft);
  border: 1px solid var(--line);
  border-radius: 4px;
  padding: 7px 10px;
  margin-bottom: 0;
  transition: background 0.15s ease, border-color 0.15s ease;
}
.kpi-detail-toggle:hover {
  color: var(--accent);
  border-color: var(--accent);
  background: var(--card);
}
.kpi-detail-panel {
  display: none;
  margin-top: 6px;
  padding: 10px 10px 8px;
  background: var(--card);
  border: 1px solid var(--line);
  border-radius: 4px;
}
.kpi-detail-panel.is-open {
  display: block;
}
.kpi-detail-panel-inner .kpi-breakdown-title {
  margin-top: 0;
}
.kpi-detail-summary {
  font-size: 11px;
  color: var(--ink-soft);
  margin-bottom: 8px;
  padding-bottom: 6px;
  border-bottom: 1px solid var(--line);
}
.kpi-detail-summary strong {
  color: var(--ink);
}

.kpi-cost-summary {
  margin-top: 12px;
  padding-top: 10px;
  border-top: 1px solid var(--line);
}
.kpi-cost-summary .kpi-label { font-size: 11px; color: var(--ink-soft); }
.kpi-cost-summary .kpi-value { font-size: 12px; }
.kpi-cost-summary-total {
  margin-top: 6px;
  padding-top: 8px;
  border-top: 1px dashed var(--line);
}
.kpi-cost-summary-total .kpi-label,
.kpi-cost-summary-total .kpi-value {
  font-weight: 600;
  color: var(--ink) !important;
}

/* Toggle net/brut */
.net-brut-toggle {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  background: var(--bg-soft);
  padding: 6px 10px;
  border-radius: 4px;
  font-size: 12px;
  color: var(--ink-soft);
}
.net-brut-toggle button {
  font-size: 11px;
  padding: 4px 10px;
  background: transparent;
  border: 1px solid var(--line);
  color: var(--ink-soft);
}
.net-brut-toggle button.active {
  background: var(--accent);
  border-color: var(--accent);
  color: var(--bg);
}

/* Inputs globaux (statut familial) */
.global-inputs {
  background: var(--bg-soft);
  padding: 12px;
  border-radius: 4px;
  margin-bottom: 16px;
}
.global-inputs h3 {
  margin-top: 0;
}

/* ═════════════════════════════════════════════════════════════
   v12 — APP LOADER (shown until JSON data is loaded)
   ═════════════════════════════════════════════════════════════ */
.app-loader {
  position: fixed;
  inset: 0;
  background: var(--bg);
  display: flex;
  align-items: center;
  justify-content: center;
  z-index: 9999;
}
.app-loader-inner {
  text-align: center;
  padding: 40px;
}
.app-loader-brand {
  font-family: 'Cormorant Garamond', serif;
  font-size: 56px;
  font-weight: 700;
  color: var(--ink);
  letter-spacing: -0.02em;
  margin-bottom: 8px;
}
.app-loader-text {
  font-family: 'Inter', sans-serif;
  font-size: 14px;
  color: var(--ink-faint);
  font-style: italic;
}

/* ═════════════════════════════════════════════════════════════
   v12 — SITE HEADER avec CTA Découvrir NestMoney
   ═════════════════════════════════════════════════════════════ */
.site-header {
  background: var(--bg);
  border-bottom: 1px solid var(--line);
  padding: 18px 24px;
}
.site-header-inner {
  max-width: 1400px;
  margin: 0 auto;
  display: flex;
  justify-content: space-between;
  align-items: center;
  gap: 24px;
}
.site-header-title h1 {
  font-family: 'Cormorant Garamond', serif;
  font-size: 28px;
  font-weight: 700;
  color: var(--ink);
  letter-spacing: -0.01em;
  margin: 0;
}
.site-header-title .site-header-sub {
  font-family: 'Cormorant Garamond', serif;
  font-style: italic;
  color: var(--ink-soft);
  font-weight: 400;
}
.site-header-title .subtitle {
  margin: 4px 0 0;
  color: var(--ink-soft);
  font-size: 13px;
}

.cta-landing {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  background: var(--accent);
  color: var(--bg);
  font-family: 'Inter', sans-serif;
  font-size: 14px;
  font-weight: 600;
  padding: 11px 20px;
  border-radius: 4px;
  text-decoration: none;
  transition: background 0.15s ease;
  white-space: nowrap;
  box-shadow: 0 2px 4px rgba(194, 120, 90, 0.18);
}
.cta-landing:hover {
  background: var(--accent-deep);
  color: var(--bg);
}
.cta-landing-arrow {
  font-size: 16px;
  font-weight: 700;
  transition: transform 0.15s ease;
}
.cta-landing:hover .cta-landing-arrow {
  transform: translateX(2px);
}

/* ═════════════════════════════════════════════════════════════
   v12 — CTA FOOTER avant le legal-footer
   ═════════════════════════════════════════════════════════════ */
.cta-footer {
  background: linear-gradient(135deg, #2A2520 0%, #3a322b 100%);
  color: var(--bg);
  padding: 40px 24px;
  margin-top: 40px;
  position: relative;
  overflow: hidden;
}
.cta-footer::before {
  content: '';
  position: absolute;
  top: 0;
  right: 0;
  width: 200px;
  height: 200px;
  background: radial-gradient(circle at top right, rgba(194, 120, 90, 0.25), transparent 70%);
  pointer-events: none;
}
.cta-footer-inner {
  max-width: 1100px;
  margin: 0 auto;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 32px;
  position: relative;
  z-index: 1;
}
.cta-footer-eyebrow {
  font-family: 'Inter', sans-serif;
  text-transform: uppercase;
  letter-spacing: 0.14em;
  font-size: 10px;
  font-weight: 700;
  color: var(--highlight);
  margin-bottom: 6px;
}
.cta-footer-title {
  font-family: 'Cormorant Garamond', serif;
  font-size: 32px;
  font-weight: 700;
  color: var(--bg);
  margin: 0 0 8px;
  line-height: 1.2;
  border: none;
}
.cta-footer-sub {
  font-size: 14px;
  color: rgba(253, 249, 244, 0.75);
  margin: 0;
  max-width: 600px;
  line-height: 1.5;
}
.cta-footer-button {
  display: inline-flex;
  align-items: center;
  gap: 10px;
  background: var(--accent);
  color: var(--bg);
  font-family: 'Inter', sans-serif;
  font-size: 15px;
  font-weight: 600;
  padding: 14px 24px;
  border-radius: 4px;
  text-decoration: none;
  transition: background 0.15s ease;
  white-space: nowrap;
  flex-shrink: 0;
  box-shadow: 0 4px 12px rgba(194, 120, 90, 0.30);
}
.cta-footer-button:hover {
  background: var(--accent-deep);
  color: var(--bg);
}

@media (max-width: 760px) {
  .site-header-inner { flex-direction: column; align-items: flex-start; }
  .cta-footer-inner { flex-direction: column; align-items: flex-start; text-align: left; }
}


/* ═════════════════════════════════════════════════════════════
   v16 — TER estimés : note + bouton "Vérifier" (feature payante)
   ═════════════════════════════════════════════════════════════ */
.ter-verify-hint {
  margin-top: 8px;
  padding: 6px 8px;
  background: transparent;
  border: 1px dashed var(--line);
  border-radius: 3px;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 8px;
  flex-wrap: wrap;
  opacity: 0.68;
}
.ter-verify-hint-text {
  font-size: 10px;
  color: var(--ink-faint);
  line-height: 1.35;
  flex: 1;
  min-width: 220px;
}
.ter-verify-hint-text strong {
  color: var(--ink-soft);
  font-weight: 500;
}
.ter-verify-btn {
  display: inline-flex;
  align-items: center;
  gap: 4px;
  background: transparent;
  border: none;
  color: var(--ink-faint);
  font-family: 'Inter', sans-serif;
  font-size: 10px;
  font-weight: 500;
  padding: 2px 0;
  border-radius: 3px;
  cursor: not-allowed;
  opacity: 0.75;
  white-space: nowrap;
  transition: all 0.15s ease;
}
.ter-verify-btn:hover {
  opacity: 0.9;
}
.ter-verify-badge {
  background: var(--bg-soft);
  color: var(--ink-faint);
  font-size: 9px;
  font-weight: 600;
  padding: 1px 5px;
  border-radius: 10px;
  text-transform: uppercase;
  letter-spacing: 0.05em;
}